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"Louisville, Ky., also is giving out up to $5,000 in loans. The loans will be forgiven if the homeowner stays put for a decade. The city has teamed up with the United Way to offer access to housing help in addition to the charity's social services."

From:

http://money.aol.com/news/articles/real-estate/_a/cities-help-residents-facing-foreclosure/20080616173909990001?icid=100214839x1204363222x1200184889